640 Munich Circle
Waterloo Waterloo N2V 2L6

$924,900
Residential Freehold beds: 3 baths: 4.0

Welcome to 640 Munich Circle!
Photo 1: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 2: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 3: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 4: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 5: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 6: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 7: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 8: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 9: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 10: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 11: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 12: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 13: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 14: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 15: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 16: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 17: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 18: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 19: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 20: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 21: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 22: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 23: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 24: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 25: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 26: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 27: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 28: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 29: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 30: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 31: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 32: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 33: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 34: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 35: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 36: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 37: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 38: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 39: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 40: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 41: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Photo 42: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12905934
Bedrooms:
3
Bathrooms:
4
Immaculate 3 bedroom custom home with finished WALK-OUT BASEMENT in friendly, desirable Clair Hills neighbourhood. This lovely one-owner home has been meticulously maintained. Check out all these wonderful updates: kitchen, bathrooms, basement, hardwood flooring, furnace, air conditioner, roof, interlock driveway, garage doors, composite deck, gorgeous landscaping, attic insulation, and even upgraded electrical panel--it's all been done for you! Fabulous entry with soaring ceiling in the foyer. Separate formal dining room - perfect for all those special occasions. Bright family room with cozy gas fireplace and a great view of the yard! Updated modern kitchen with custom cabinets, stainless appliances, gas stove, quartz countertops, reverse-osmosis water system, and a walk-in pantry too! Sunny dinette with walk-out to deck. Upstairs has 3 spacious bedrooms plus an office nook. Primary bedroom features vaulted ceilings and palladian window. Huge primary ensuite with separate toilet room, glass shower, jetted tub, and 2 vanities! Large walk-in closet with built-in storage. The other 2 bedrooms are spacious with great closets as well. Finished walk-out basement with large bright windows! Spacious rec room with modern fireplace, office area, large storage room, and 3 pc bathroom with bonus sauna! Great in-law potential too! Convenient main floor laundry/mudroom. And don't forget about this yard! Large two-tiered composite deck with gas line for barbeque overlooking gorgeous landscaped perennial gardens! Relax in the sun or the shade--upper deck has awning and lower deck is sheltered! Beautiful curb appeal! Double interlock driveway, paths, and porch. Low maintenance front landscaping with shrubs and decorative stone! Full extended garage. Location! Location! Close to everything-great schools, universities, Stork Family YMCA, Costco, kilometres of walking and biking trails, and all the amenities at the Boardwalk. This home has it all--just move in!
Property Type:
Residential Freehold
Property Sub Type:
Detached
Home Style:
2-Storey
Approx. Age:
16-30
Total Approx Floor Area:
1500-2000
Lot Depth:
98'6"
Lot Frontage:
44'11"
Direction Faces:
North
Bedrooms:
3
Bathrooms:
4.0
Water supply:
Municipal
Kitchens:
1
Bedrooms Above Grade:
3
Kitchens Above Grade:
1
Rooms Above Grade:
8
Rooms Below Grade:
3
Zoning:
R4
Heating type:
Forced Air
Heating Fuel:
Gas
Fireplaces:
2
Foundation:
Concrete
Roof:
Asphalt Shingle
Basement:
Partially Finished, Walk-Out, Full
Fireplace Features:
Electric, Rec Room
Fireplace/Stove:
Yes
Garage:
Attached
Garage Spaces:
2.0
Other Structures:
Fence - Full
Parking Features:
Private Double
Parking Spaces:
2
Total Parking Spaces:
4.0
Family Room:
Yes
Possession Details:
Flexible
Lot Irregularities:
45.03ft. x 97.84ft. x 45.03ft. x 98.5ft.
Pool:
None
Link:
No
HST Applicable To Sale Price:
Included In
Assessment:
$457,000
Assessment Year:
2025
Taxes:
$6,240.45 / 2025
Assessment:
$457,000.00 / 2025
Waterloo
Waterloo
Fenced Yard, Greenbelt/Conservation, Library, Public Transit, Rec./Commun.Centre, School
Auto Garage Door Remote, Sauna, Sump Pump, Water Heater Owned, Water Softener, Upgraded Insulation, Water Purifier
Awnings, Deck, Landscaped, Patio, Porch
none
Built-in Microwave, Dishwasher, Dryer, Garage Door Opener, Gas Stove, Refrigerator, Washer, Window Coverings, 2 mounted TV brackets, garage shelves, 2 basement shelving units, bedroom fireplace, queen bed in primary bedroom, natural gas barbeque
2 TV's
Brick, Vinyl Siding
Floor
Type
Size
Other
Main
Dining Room
13'10½" × 9'3"
Main
Family Room
15'11" × 14'11"
Gas Fireplace
Main
Breakfast
11'7" × 7'1"
W/O To Deck
Main
Kitchen
12'8" × 9'9"
Quartz Counter, Pantry, Undermount Sink
Main
Laundry
7'8" × 4'9"
Second
Primary Bedroom
14'8" × 12'
Vaulted Ceiling(s), 4 Pc Ensuite, Walk-In Closet(s)
Second
Bedroom
11'8½" × 10'10"
Second
Bedroom
14'9" × 10'11"
Basement
Recreation
28'8" × 14'10"
Walk-Out, Fireplace
Basement
Office
8'4" × 5'
Basement
Other
19'11" × 13'10"
Special Designation:
Unknown
Sewers:
Sewer
Air Conditioning:
Central Air
Central Vacuum:
No
Seller Property Info Statement:
No
Laundry Level:
Main Level
Date Listed:
Mar 21, 2026
  • Photo 1: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Welcome to 640 Munich Circle!
  • Photo 2: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Interlock driveway and low maintenance landscaping
  • Photo 3: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Impressive foyer and lovely formal dining room
  • Photo 4: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Dining room is perfect for your gatherings.
  • Photo 5: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Bright family room with cozy gas fireplace.
  • Photo 6: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Large windows let in so much natural light!
  • Photo 7: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Sunny dinette with walk-out to deck.
  • Photo 8: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Beverage counter with reverse osmosis water tap
  • Photo 9: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Gorgeous kitchen with breakfast bar.
  • Photo 10: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Great storage with lots of drawers
  • Photo 11: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Quartz countertops and undermounted sink.
  • Photo 12: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    High-end stainless appliances including gas stove
  • Photo 13: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Convenient main floor laundry
  • Photo 14: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Powder room
  • Photo 15: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Lovely open concept floor plan
  • Photo 16: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Primary bedroom with vaulted ceiling
  • Photo 17: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Such a spacious room
  • Photo 18: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Soak your cares away!
  • Photo 19: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    2 vanity areas make getting ready a breeze
  • Photo 20: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Shower with rain head and walk in closet
  • Photo 21: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Separate toilet room for privacy
  • Photo 22: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Spacious bedroom
  • Photo 23: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Bedroom with nice size closet
  • Photo 24: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Main bath
  • Photo 25: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Third bedroom also spacious and good closet space
  • Photo 26: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Spacious rec room
  • Photo 27: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Another cozy fireplace for those chilly days
  • Photo 28: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Large windows and slider walkout--so bright!
  • Photo 29: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Office with built-in display shelves
  • Photo 30: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    3 pc bathroom with your very own sauna
  • Photo 31: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Do you love hot/cold therapy? Sauna then shower!
  • Photo 32: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    2 tiered deck with retractable awning on top
  • Photo 33: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Raised planter for growing veggies!
  • Photo 34: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Lower deck is a great gathering place
  • Photo 35: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Great place to relax!
  • Photo 36: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Imagine morning coffees or an evening cool drink!
  • Photo 37: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Natural gas BBQ is included
  • Photo 38: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    This deck is made for entertaining
  • Photo 39: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    View from the deck
  • Photo 40: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Beautiful Clair Hills
  • Photo 41: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Forest and walking trails are just steps away!
  • Photo 42: 640 Munich Circle in Waterloo: House for sale : MLS®# X12905934
    Close to so many things!

Virtual Tour

Listed by RE/MAX TWIN CITY REALTY INC.
Data was last updated March 21, 2026 at 06:15 AM (UTC)
Area Statistics
Listings on market:
98
Avg list price:
$887,450
Min list price:
$519,000
Max list price:
$9,200,000
Avg days on market:
34
Min days on market:
0
Max days on market:
648
These statistics are generated based on the current listing's property type and located in Waterloo. Average values are derived using median calculations. This data is not produced by the MLS® system.
This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.